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trainbeam02

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??????????? ???????????????,??????????????????????????????,LINE?????????????——??????????????? ??????????????,78%????????????,??????????,94%???????????????????????????????????,???????????????????? ____________________ ?????????:????????? ??????????,??????????:????????,????????????????????:???????????,???????????? ?????:IVA??????(Individual Voluntary Arrangement) ? ????:?????????? ? ????:????+????+???? ? ????:????????????? ?????:DRP??????(Debt Relief Programme) ? ????:?????????? ? ????:?????+????? ? ????:???????????? ?????:????(Bankruptcy) ? ????:?????????? ? ????:????+???? ? ????:???????????? ____________________ ?????IVA????:??????? ???????????????300???,??IVA???????????30%????????: ? ??????(1-2?) ? ??6??????????? ? ?????????? ? ??????(2-4?) ? ??«???????» ? ???????(????75%???) ? ?????(??5?) ? ??????????? ? ????????????? ??????:??????????????,??????????????! ____________________ ?????DRP????:??????? ??????????Lucas,??DRP???12%?????????5.8%????????: ????????: ? ????30-90?(???????) ? ??????????? ??????: ????????????????,?????????????80%??????? ??????: ? ??????? ? ??????(?????) ? ??????? ____________________ ???????????:?????? ???????????,???????????????????????????????: ???????(??4?) ? ??:??????????? ? ??:???????????? ????????????: 1. ??????????(??=??) 2. ????????????? 3. ??????????? ____________________ ??????????????? ???????,??????: ??????:????? ? ??????\u003e????:??DRP ? ?????\u003c3????:??IVA ??????:?????? ? ?????:IVA?????? ? ?????:DRP??????? ??????:????? ? ???5?????:?IVA ? ??????:???? ???????????,???????????????????Vivian???:?????????,??????????????????????????,?????????????????? ????????: 1. ?????????????? 2. ?????????? 3. ??LINE@??«???????» (??????????, iva ?? )

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