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Motor Vehicle Accident Compensation in New York If you are injured during a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit to seek compensation. Your lawyer can inform you if your injuries meet the threshold. Insurance companies are adept at contesting your losses. Insurance companies may offer settlements that are not enough to cover your losses. Damages If you've been injured in a car accident, you could be entitled to compensation. These damages are intended to cover your costs and losses, including medical expenses, lost income, and property damage. You may also be compensated for pain and suffering. This kind of compensation may be subjective and hard to quantify. However, a competent tort attorney can help you obtain the most compensation for your injuries. If, for example, you sustain an injury that results in permanent impairment to your arm or your leg it could be possible to receive compensation for future costs that are associated with the impairment. This could include physical therapy, surgeries, or prosthetics. A permanent loss of a leg or disfigurement can create emotional trauma that lasts for a lifetime and a decline in quality of life. This is referred to as mental anxiety. Non-economic damages are more intangible and insurance companies often attempt to diminish these types of harms. However, a seasoned tort lawyer from Morgan & Morgan can make sure you're awarded the full value of general damages in your case. Medical bills When you are injured in a motor vehicle crash, medical bills can pile up quickly. It is possible to feel overwhelmed by the bills, especially if you are still recovering from your injuries. There are a variety of ways to help victims of car accidents pay for their medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage, which will cover the first medical expenses incurred by a victim following an accident. motor vehicle accident lawyer hoover will pay for the loss of income in the event that a victim is unable work for a period of up to 90 days. Medicare and health insurance can also pay for medical expenses in addition to PIP. The only restriction is that the patient has to be able proof that the expenses are connected to the accident by providing doctor's bills and receipts. Some hospitals and doctors will allow accident victims to negotiate a payment agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are often referred to as medical liens or hospital liens. If you fail to settle these liens in the timeframe you have set, the debts may be transferred to collections. Victims can also seek compensation for the expenses incurred by travel to and from medical appointments by tracking and saving their mileage receipts. Loss of wages If you have to miss work because of an accident in your vehicle it can be extremely difficult to survive. Many Americans live pay-to-pay and losing just a few weeks or months of wages can be devastating. Fortunately, victims of car accidents typically recover lost wages in their car accident lawsuits. In most cases, the lost wages are calculated by calculating how much time an injured individual would have been able to work if it weren't for their injury. This can include any missed shifts or overtime hours as well as any work performed during a hospital stay. To prove that there was no income, a request has to be made for documents from the plaintiff's employer. This could be in the form of letters that document the time they spent away from work, as well as their hourly rate or salary. Other documents could include pay stubs and copies of the injured person's tax return for the previous year. It is crucial that the demand package be completed as soon as is possible following a car crash. This will enable the victim to receive the maximum benefits from their claim. The evidence of the incident is more convincing if it's immediately provided. Suffering and pain It is difficult to quantify the physical and emotional stress that result from a car crash. It is essential to seek compensation in the case of your accident for the losses. These are called non-economic damages. They can include the cost of suffering and pain, loss of enjoyment of life and post-traumatic stress disorder (PTSD) and many other. These expenses can be difficult to quantify because it can take some time to fully comprehend the impact of your injury. Your lawyer can use one of two methods to determine your pain and suffering damages. The most commonly used is the multiplier method, where your entire economic damages are added up--including your medical bills, any loss of income because of your injury and damage to property. Then, it is multiplied by a number that varies between 1.5 to 5. The higher the number is the more serious your injuries are thought to be. Per diem is a second method to quantify suffering and pain. Your lawyer can request that the jury award a dollar amount per day you continue to suffer. This is particularly beneficial to those who suffer an injury outside the home or have children to care for while they recover.

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